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National Saving Certificates in India is ranked as ‘highly secured’ in the class of Investments. It is an Investment’ which has Tax Advantage while (i) Investing, (ii) during the life and (iii) at the time of maturity of the Investment. Scheme specially designed for Government employees, Businessmen and other salaried classes who are Income Tax assesses. No maximum limit for investment.

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

**NSC CERTIFICATE** Hi, NSC is issued by post offices USES of NSC are It is used mainly for saving tax and also for investment Investment upto rupees 1 lakh can be claimed as deduction under section 80C Nsc's provide assured and guaranteed returns and provide a good interest rate so investment in it gives good returns. Thanks

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National Savings Certificates, popularly known as NSC, is an Indian Government Savings Bond, primarily used for small savings and income tax saving investments in India. It is part of the postal savings system of Indian Postal Service (India Post). These can be purchased from any Post Office in India by an adult (either in his/her own name or on behalf of a minor), a minor, a trust, and two adults jointly. These are issued for five and ten year maturity and can be pledged to banks as collateral for availing loans. The holder gets the tax benefit under Section 80C of Income Tax Act, 1961.

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Picsjoin 2017224123730582 answered

Hie Rakesh, **Use of NSC Certificate is as follows :-** 1. National Saving Certificates in India is ranked as ‘highly secured’ in the class of Investments. It is an Investment’ which has Tax Advantage while (i) Investing, (ii) during the life and (iii) at the time of maturity of the Investment. 2. Scheme specially designed for Government employees, Businessmen and other salaried classes who are Income Tax assesses. 3. No maximum limit for investment. 4. No Tax deduction at source. 5. Certificates can be kept as collateral security to get loan from banks. 5. Investment up to INR 1,50,000/- per annum qualifies for IT Rebate under section 80C of Income Tax Act.

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