BHIM app users need to remember three things. First, the passcode, then the Payment Address and last, the UPI personal identification number (PIN). So let's see how to create each one of them so that sending, receiving money through the BHIM app becomes a habit in this rapidly moving cashless world. Essentials You need to have a bank account with your mobile number registered with the bank. Thereafter, download the BHIM app from Google Play Store on your your Android phone. Currently, it's available only on version 4.1.1 and above. There could be several BHIM apps available on Play Store, but the one from National Payments Corporation of India (NPCI) of less than 2 MB is the authentic one. Step I: Passcode Once you click on the downloaded BHIM app, you will be asked to create a passcode. It works only as an access code and keeps individuals, including friends, colleagues, and family members, away from away from accidentally accessing it. Remember it. Payment Address Your Payment Address will be your mobile number@UPI, and this is what you need to share with others to receive money from them. You can also create a custom Payment Address in addition to your phone number, for example, yourname@UPI. Step II: Primary linked account Thereafter, of the 30-plus banks currently offering this service, you will be asked to select one which you want to link to BHIM. But what if you have more than one bank account? Currently, BHIM supports linking of one account only. But you can change the account in a few seconds if you wish to and use it as your primary account. Let's say, you select ABC Bank. The moment you select it, the next page shows you the last four digits of the bank account number and the IFSC code. It confirms that your account is linked. This will be your primary linked account. Step III: Creation of UPI PIN The PIN will be required to know your account balance and for transferring and receiving funds. It can be created by clicking on 'Bank Accounts'. You can set your PIN by going to the home page, then Main Menu-Bank Accounts-Set UPI-PIN for the selected account.

Answer ------ BHIM App (Bharat Interface for Money) is a an initiative which is taken by our PM Mr. Narendra Modi to make cashless India. This app allows you to send and receive money with just one tap. Moreover it will also able to exchange information with other UPI apps and bank accounts. This app is available for Indians only. Main purpose of creating this app is to minimise the use of cash in the Indian society. This app is named after Dr. Bhim Rao Ambedkar, who had sacrificed his whole life for Dalits and the poor. So let’s move on to some of the features of BHIM Apk without wasting a single second now. How To Setup in Mobile BHIM Android App: ---------------------------------------- 1) First of all, download BHIM Apk from above link. 2) Choose your desired language (English or Hindi). 3) Click on Next. 4) Click on Let’s Get Started. 5) Now this app may ask for some permissions. Click on Allow button. (If you didn’t get any popup, then you can skip this step). 6) Verify your mobile number now. (A message will be sent from your android. So make sure you have 2-3 Rs. balance in your main account). 7) Register your passcode. (4 Digit Code). (Don’t forget this code as you will be asked for this code every time you will open this app). 8) Select your bank from list of various banks now. 9) Once you have selected your bank, you will be shown account number which is registered with your mobile number. 10) Click on that bank account. 11) You are done. 12) Now you will be able to use all the features of BHIM app like Send Money, Request Money and Scan & Pay.