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What is the best fixed deposit scheme under S.B.I

Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 asked

What is the best fixed deposit scheme under S.B.I and whether it is coming under tax concession.?

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

ANNUITY DEPOSIT SCHEME: To enable the depositor to pay one time lump sum amount and to receive the same in Equated Monthly Instalments (EMIs), comprising a part of the principal amount as well as interest on the reducing principal amount, compounded at quarterly rests and discounted to the monthly value. SBI TAX SAVINGS SCHEME: The period of deposit for the scheme is 5 to 20 Years and it is coming under tax concession. Know more about the SBI FD Schemes.

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

SBI MODS: SBI Multi Option Deposit Scheme (MODS) are Term Deposits linked to the Savings or Current Account (individual). Unlike normal Term Deposits which are fully liquidated anytime you need funds; you can withdraw from a MODS account in multiples of 1000 as per your fund need. The balance amount in your MODS account will continue to earn the Term Deposit rates applicable at time of initial deposit.

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

The State Bank Of India is a nationalised government-owned bank. The government of India owns 58.6% shares in SBI and the remaining is held by various shareholders. SBI has over 14000 branches spread across the country , making its domestic presence massive, and it keeps increasing as it acquires more state banks. ORIENTAL BANK OF COMMERCE announced a rate cut from 10% to 9.90% on Friday. This is all about...!

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