Hi, I will try to explain to you as simply as possible. Money transfer software is also a P2P application, it is an application that allows users to perform banking operations using non-cash payment methods. Such operations are fast, reliable and secure. Much more secure than banking. By the way, the development of such applications involves specialized IT companies, such as CHI Software On the sites of these companies you can find much more information regarding the development of applications for money transfers. But in short, here's what I wanted to tell you.