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I even don't know much about personal loan how to take it. But I would like to learn the process. Thank you!

If you are a salaried employee, you can gaet personal loan on the basis of your salary certificate or salary slip.

But your salary must be credited in bank account and you maut be an employee in a company. That means if you are working with a propritoryship or firm, you are not eligible for personal loan as per the norms of banks