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what is the eligible criteria for taking personal loan for salaried employee?

Open uri20170510 32134 7ezpi6?1494421819 asked

what is the eligible criteria for taking personal loan for salaried employee? and what are the documents required for taking personal loan?

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

Eligibility criteria varies across lenders depending on the borrower’s profile and relationship with the bank. General requirements and limits are outlined below: Minimum age limit 21 yrs. Maximum age limit 60 yrs. Employment Type Salaried/Self-employed professionals/non-professionals Employment Status Employed/In-business for at least 2 yrs., at least 1 yr. with current employer/business Minimum Income Rs.4,000 - Rs.20,000 net income p.m. (varies according to area - usually higher in cities)

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

Minimum age limit 21 yrs. Maximum age limit 60 yrs. Employment Type Salaried/Self-employed professionals/non-professionals Employment Status Employed/In-business for at least 2 yrs., at least 1 yr. with current employer/business

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