jaggu
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what is the eligible criteria for taking personal loan for salaried employee? and what are the documents required for taking personal loan?
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veeru
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Eligibility criteria varies across lenders depending on the borrower’s profile and relationship with the bank. General requirements and limits are outlined below:
Minimum age limit 21 yrs.
Maximum age limit 60 yrs.
Employment Type Salaried/Self-employed professionals/non-professionals
Employment Status Employed/In-business for at least 2 yrs., at least 1 yr. with current employer/business
Minimum Income Rs.4,000 - Rs.20,000 net income p.m. (varies according to area - usually higher in cities)
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