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메이저급 사설 토토사이트 스포츠토토사이트 추천업체 도메인 메이저 토토사이트 토토사이트 주소 리스트 뱃사공의 안내서 촉나라 토토사이트 전문 브랜드 토토사이트 메이저 사설 토토사이트 오래된 토토사이트 추천목록 토토사이트 추천목록 참고사항 정리 안전한 안전공원 안전공원 스포츠분석 전문 먹튀없는 해외 토토사이트 해외 토토사이트 와 토토놀이터 스포츠전문가의 메이저 안전놀이터 메이저 안전놀이터 스포츠토토 추천 해외축구 스포츠 토토사이트 스포츠 토토사이트 뱃365 배당 스포츠토토 토토사이트 안전놀이터 슬롯사이트 주소 토토 뱃사공 bebe40.com 스포츠중계 BBQ 제네시스 송해나이 기상청날씨예보 초아복귀 롯데 한동희 안전사이트 오션파라다이스 파워볼 모바일배팅사이트 검증사이트 좋은 안전 사설토토 안전 사설토토 하는 곳 좋은 사설 안전놀이터 사설 안전놀이터 도메인 믿을 수 있는 안전토토사이트 안전토토사이트 리스트 찐 토토사이트추천 토토사이트추천 홍보사이트 스포츠토토 최고의 안전메이저놀이터 안전메이저놀이터 리스트 추천 무제재 토토사이트 목록 토토사이트 목록 놀이터추천 사이트 무사고 안전공원 주소 안전공원 주소 스포츠 전문 토토 해외안전놀이터 해외안전놀이터 뱃사공리스트 사설 스포츠사이트 프로토승부식 프로토승부식 방법 토토업체 토토사이트 도메인 토토사이트 도메인 찾기 먹튀없는 탑급 메이저사이트 탑급 메이저사이트 언옵 야구배팅 토토사이트 홍보 토토사이트 홍보 정사이트 크로스 안전메이저놀이터 안전메이저놀이터 토토 라이브스포츠 사설토토 추천 사설토토 추천 업체 탑3 해외 안전놀이터 해외 안전놀이터 업체 리스트 추천하는 공식 토토사이트 주소 공식 토토사이트 주소 뜻 검증 완료된 해외의 토토사이트 해외의 토토사이트 주소 무료 스포츠중계 해외 축구 스포츠중계 사이트 안전 토토 토토사이트 추천 토토사이트 추천 코드 얻는 법 메이저사이트 업체 안전놀이터 안전놀이터 베팅사이트 가입 고화질중계 좋은 메이저놀이터 사이트 토토 메이저놀이터 추천 스포츠토토 무료 스포츠중계 고화질 무료 스포츠중계 고화질 사이트 메이저놀이터 안전 토토사이트 추천 리스트 안전 토토사이트 추천 목록 오래된 토토 메이저놀이터 좋은 토토 메이저놀이터 추천 먹튀검증 완벽한 토토 스포츠토토 블로그 토토 스포츠토토 전문 정보 유명한 토토 안전놀이터 모음 토토 안전놀이터 검증 목록 무사고 베팅 메이저 토토사이트 업체 스포츠토토 메이저놀이터 업체 추천 보증 코드 무료 스포츠중계TV 스포츠중계 무료 TV 사이트 추천하는 토토사이트 안전 가입코드 토토사이트 가입을 위한 코드 매우 안전하고 좋은 안전 사설토토 사이트 사설토토 배팅 사이트 추천 뱃사공 보증 스포츠토토 사이트 좋은 스포츠토토 놀이터 촉나라 추천 안전 바카라 사이트 바카라사이트 좋은 곳 전문가 뱃사공 온라인 카지노사이트 카지노사이트 추천 리스트 토토 미니게임 파워볼사이트 안전 파워볼 전용 사이트 추천 뱃사공의 검증시스템 먹튀검증 사이트 토토 먹튀검증 전문가 믿고 쓰는 토토 안전놀이터 토토 안전놀이터 추천 업체 온라인 전문 슬롯머신 사이트 슬롯머신 잭팟 놀이터추천 확실한 토토 전문가의 안전 토토 안전 토토 사설 사이트 유럽 남미 해외축구 해외축구 중계 정보 가장 인기있는 안전 메이저놀이터 좋은 안전 메이저놀이터 코드 배당 좋은 승무패 사이트 토토 승무패 사이트 추천 사설 안전한 안전 배팅사이트 확실한 안전 배팅사이트 추천

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A mortgage involves the transfer of the title to an asset as security for a liability. A conveyance of land or an assignment of chattels as a security for the payment of a debt or the discharge of some other obligation for which it is given. This is the idea of a mortgage: and the security is redeemable on the payment or discharge of such debt or obligation.’

**DIFFERENCE BETWEEN MORTGAGE AND CHARGE** Mortgage has been defined under Transfer of property act 1882 Charge has been defined under companies act 1956. In a mortgage property interest in immovable property is to be transferred. In charge only a future right is given by way of an agreement. Mortgage is created on immovable property. Charge can be created on movable as well as fluctuating property. Mortgage registration is compulsory In charge registration is not mandatory Thanks

Hello Uma > Difference between mortgage and charge **What is a mortgage? -** A mortgage involves the transfer of the title to an asset as security for a liability. A conveyance of land or an assignment of chattels as a security for the payment of a debt or the discharge of some other obligation for which it is given. This is the idea of a mortgage: and the security is redeemable on the payment or discharge of such debt or obligation.’ There are two elements of a mortgage:- -----1. In the first place, title to an asset must be transferred to the creditor or to someone on his behalf. If it is legal title which is transferred, the mortgage is a legal mortgage. If beneficial title is transferred, it is an equitable mortgage. Either way, the creditor obtains a proprietary interest which remains effective in the insolvency of the debtor. It is not necessary for the creditor to take possession of the asset. -----2. The second element is that the transfer must be by way of security. The creditor is not intended to have the absolute entitlement to the asset concerned. **What is a charge?** A charge is less easy to define. A charge as being a proprietary interest granted by way of security without a transfer of title or possession. It is also common to describe a charge as the appropriation of an asset in discharge of a liability. there are two elements of a charge:- ------1. The creditor obtains an equitable proprietary interest in the secured asset, but does not obtain either legal or beneficial title to it. Nor is it required that the creditor takes possession of it. ------2. The creditor’s interest is given to him by way of security for the discharge of a liability so that, when the liability has been discharged, the charge terminates. A chargee does not obtain legal or beneficial title to the asset concerned, his powers of enforcement are more circumscribed than those of a mortgagee. Unlike a mortgagee, a chargee does not have a right of foreclosure or, in the absence of express provision in the charge document, a right to possession of the charged asset. It has been seen that a mortgagor’s equity of redemption enables the mortgagor to require the re-transfer of the asset to him on payment of the secured debt. This is not necessary where the creditor only has a charge over the asset concerned, because the charge terminates as soon as the secured liability has been paid.

Hie Uma, **Difference between Mortgage & Charge is follows :-** **Charge** - There are two types of charges; fixed charges and floating charges. - A fixed charge refers to a loan or mortgage of some kind that uses a fixed asset as collateral to secure loan repayment. - Fixed assets that can be used as collateral in a fixed charge include land, machinery, buildings, shares, and intellectual property (patents, trademarks, copyrights, etc.). - In the event that the borrower defaults on his loan, the bank can sell the fixed asset and recover their losses. - The borrower/debtor cannot dispose the asset and the asset must be held by the borrower until the total loan repayment is made. - A floating charge refers to a loan or mortgage on an asset that has a value that changes periodically to secure loan repayment. - In this case, assets that do not have a constant value, or are not fixed assets such as stock inventory can be used. **Mortgage** - A mortgage is a contract between the lender and the borrower that allows an individual to borrow money from a lender for the purchase of housing. - Mortgages apply for property that is immovable such as buildings, land, and anything that is permanently attached to the ground (this means that crops are not included in this category). - A mortgage is also an assurance to the lender which promises that the lender can recover the loan amount even if the borrower defaults. - The home that is being purchased is offered as security for the loan; which, in the event of default, will be seized and sold by the lender who will use sales proceeds to recover the loan amount. - The possession of the property remains with the borrowers (as they will usually reside in their home).

Hello Uma, The basic difference between the two is mentioned below. A “mortgage” is a conveyance of property, subject to a right of redemption, whereas a charge only gives a right to payment out of a particular immovable property without transferring it. A “mortgage” can be enforced against a bonafide purchaser for value whether with or without notice but a charge cannot.