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The most effective method to Calculate Loan EMI With Interest Principal 100000/ - Rate 10% Duration 15 Years Kindly Solve With Easy Detail?

10153151 616441875107752 6844265409377433766 n asked

The most effective method to Calculate Loan EMI With Interest Principal 100000/ - Rate 10% Duration 15 Years Kindly Solve With Easy Detail?

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3 Answers
Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

For the given parameters EMI for a long time would be Rs. 1074.61 Same can be figured by utilizing PPMT and IPMT recipe as a part of exceed expectations Thanks

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

EMI= Principal/Present esteem annuity Factor (r,n) so here EMI=100000/PVAF(10%,15y)=100000/7.6061=Rs 13,147 So emi is Rs 13147

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Avatar 37a3bd7bc7328f0ead2c0f6f635dddf60615e676e6b4ddf964144012e529de45 answered

Figuring EQUATED MONTHLY INSTALLMENT (EMI) . In house back, compared regularly scheduled payment (EMI) alludes to the regularly scheduled installment towards intrigue and important made by a borrower to a loan specialist. EMI is calulated utilizing an equation that considers credit sum, financing cost, and advance period as factors. . The equation for figuring EMI: EMI = (L × I) × [(1 + I)^N ÷ {(1 + I)^N } - 1] . Where L = advance sum l = financing cost per annum isolated by 12 ^ = to the force of N = advance period in months . Accepting a credit of Rs. 1 lakh at 9 % per annum, repayable in 15 years, the EMI computation utilizing the equation will be: EMI = (1,00,000 × 0.0075) × [(1 + 0.0075) 180 ÷ {(1+0.0075) 180} - 1] = 750 × [3.838 ÷ 2.838] = 750 × 1.35236 = 1,014

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