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SUKANYA SAMRIDDHI SAVINGS ACCOUNT SCHEME

SUKANYA SAMRIDDHI SAVINGS ACCOUNT SCHEME

Recently a SUKANYA SAMRIDDHI SAVING ACCOUNT SCHEME BY Government of India was launched with great iniative from Mr Narendra Modi.

The following are the brief features of SUKANYA SAMRIDDHI SAVINGS ACCOUNT SCHEME.

1.The Scheme is meant for Long term Savings for Girl Children to meet their Education and Marriage Expenses.

2.The Minimum Age in which Account can be opened is from the date of Birth and it can be opened upto 10 years of age.

3.The Rate of Interest in these scheme is 9.1% Per annul compounded Yearly.

4.The Minimum Deposits can be made is Rs 1000 in a Financial Year and Maximum Deposits is Rs 150000 in a Financial Year.The Subsequent Deposits can be made in Multiple of Rs 100.The deposits can be made Lump sum and there is no limit on number of deposits in a month or financial year.

5. Post Office and all Nationalized bank will offer these Scheme.

6.If Minimun Deposits are not made than Account can be discontinued and it can be revived only with penalty of Rs 50 per Year with minimum amt required for that deposits for that year.

7.Partial Withdrawal up-to 50% is allowed for higher Education and for meeting marriage Expenses but with a condition that a child must have attained 18 years of Age.

8.Account can be closed after completion 0f 21 years of Age.Normal Premature close can be allowed if Girl is married and has attained 18 years of Age.

9.However if Account is not closed after maturity, Interest will be earned on balance amount as specified for scheme from time to time.

10.Investment in SUKANYA SAMRIDDHI SAVING ACCOUNTS SCHEME is available for deduction under Section 80 c of Income Tax Act 1961.

SUKANYA SAMRIDDHI SAVINGS ACCOUNT SCHEME

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SUKANYA SAMRIDDHI SAVINGS ACCOUNT SCHEME

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