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Rate of interest on Kisan Vikas Patra

Rate of interest on Kisan Vikas Patra

Kisan Vikas Patra, one of the many savings schemes launched by the Indian Government, is considered to be one of the safest modes of investment. Though the word, “Kisan” means farmer, it doesn’t imply that only farmers can invest in this scheme. It simply means that the funds collected from various investors through this scheme will be deployed into projects that benefit the farmers of the country. The Kisan Vikas Patra interest rate is quite reasonable when compared to other savings schemes operating at the same level. Investors of Kisan Vikas Patra can get back double the value of their invested amount in a period of 8 years and 7 months.  The Kisan Vikas Patra interest rate is one of the main reasons that attract the small level investors to make their investment here. Not only is the instrument secure, but it also offers interesting rates.

There are various online Kisan Vikas Patra calculators available for the benefit of the investors. Through these, they can quickly calculate the interest that they would be getting for their investment based on the time period they plan to invest and the tax that they need to pay for the same. In the Kisan Vikas Patra, the interest that is accrued is indeed taxable, but not through the TDS source. Once the investor receives the entire interest amount, he will then be required to pay the tax on the same. These Kisan Vikas Patra calculators are of huge help for the investors because they get to know the amount that they would get back within a stipulated time, within seconds of entering their investment amount.

Since investors can make their investments to Kisan Vikas Patra at various post offices spread across the country, the official portals of these post offices have in-built interest calculators. Investors who want to make use of the same need to just enter the amount that they wish to invest. Once this is done, the system throws up the amount that the investor would get after the complete maturity period of 8 years and 7 months. Investors can also know about the amount they would get back at various pre-maturity periods in the event of foreclosure of their scheme. The interest rates that one would get back at various time periods like 3, 4, 5, 6, 7 and 8 years are displayed on the screen within seconds by making use of these online calculators. This will help the investors plan their investments well and decide on the term of completion.

Rate of interest on Kisan Vikas Patra



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