Take This Quiz & Predict Your Score in the coming CA CS or CMA Exam!
  • How important it is for you to pass the exam in this attempt?
  • What percentage of course you have finished well so far roughly?
  • How many hours you study in a day?
  • How many times you have revised the topics you have finished
  • Have you taken online or pen drive or live class from a renowned faculty?
  • What percentage of the classes you have watched?
  • Have you attempted mock tests or practice tests yet?
  • Are you planning to attempt mock tests conducted by external bodies- ICAI, ICSI, ICMAI or other institute?
  • How many tests you have taken?
  • Did you manage to finish the test papers on time?
  • Are you strictly following study material provided by the exam conducting authority such as ICAI/ICSI/ICMAI/Other Body?
  • How is your health in general?
  • How is your food habit?
  • Any interest in yoga or exercise or play sports regularly?
  • Planning to sleep well nights before the exams?
  • Planning to have light food and water before exams?

Loan on Kisan Vikas Patra

Loan on Kisan Vikas Patra

Investments in KVPs (Kisan Vikas Patras) cannot be done by companies, institutions or business groups. Hindu Undivided Families and NRI citizens too cannot invest in these.

When KVP reaches its maturity time, the investor gets full return on his investment, because the interest on accrued KVP income, though taxable, has its tax component deducted at source itself. KVP does not qualify for any Wealth Tax Liability as well. When you buy a KVP, you will not get any rebate under section 80C; however this becomes a valid surety that you can present at banks and financial institutions for taking a loan.

Unlike other sources of investments, KVPs can be easily transferred among various people and among various post offices in the country. The applicant can maintain his status in the same level as at the time of making the investment. If you have lost or misplaced your KVP, or if it is destroyed, mutilated or defaced, it is very easy to make a duplicate KVP.

These KVPs are approved by the Indian Government and they guarantee full return of their investment, hence, they are apt choices for investors who do not like to take any risks. The returns on the KVP is lesser than PPF or NSC but higher than the returns of FD. Irrespective of the value of investment, KVPS assure you of guaranteed returns. If an investor wants to convert his Patras into cash before the maturity date, he can do so easily.

Loan on Kisan Vikas Patra



At CAKART you will get everything that you need to be successful in your CA CS CMA exam – India’s best faculty video classes (online or in pen drive) most popular books of best authors (ebooks hard copies) best scanners and all exam related information and notifications.Visit and chat with our counsellors any time. We are happy to help you make successful in your exams.


Click Here to download FREE CA CS CMA Text Books.

Leave a comment

Your email address will not be published. Required fields are marked *