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Kisan Vikas Patra Encashment and Withdrawal

Kisan Vikas Patra Encashment and Withdrawal

Kisan Vikas Patra Encashment:

The facility of Kisan Vikas Patra encashment can be availed only at the Post Office from which it was issued. In case it is not possible to encash at the same Post Office, certain formalities have to be completed before this can be done. The most important document to submit in this case would be the identity slip that the owner must have for Kisan Vikas Patra encashment.

KVP Premature encashment is also possible after the lock in period of two and a half years from the date of issue of the Kisan vikas Patra. The KVP holder is eligible to get the principal amount invested along with interest that is less than the full rate that would normally have been given.

KVP Withdrawal:

KVP investments have a maturity period of 100 months, which is a total of 8 years and 4 months. However, the minimum lock-in period is 30 months, which is 2 years and 6 months, after which, a pre-defined amount can be withdrawn. The interest will be pro-rated accordingly. Premature withdrawal of entire amount invested in KVP is not allowed. The same is allowed only in the event of the demise of the certificate holder or due to a court order or forfeiture of the certificate under a pledge.

Kisan Vikas Patra Encashment and Withdrawal



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