Take This Quiz & Predict Your Score in the coming CA CS or CMA Exam!
  • How important it is for you to pass the exam in this attempt?
  • What percentage of course you have finished well so far roughly?
  • How many hours you study in a day?
  • How many times you have revised the topics you have finished
  • Have you taken online or pen drive or live class from a renowned faculty?
  • What percentage of the classes you have watched?
  • Have you attempted mock tests or practice tests yet?
  • Are you planning to attempt mock tests conducted by external bodies- ICAI, ICSI, ICMAI or other institute?
  • How many tests you have taken?
  • Did you manage to finish the test papers on time?
  • Are you strictly following study material provided by the exam conducting authority such as ICAI/ICSI/ICMAI/Other Body?
  • How is your health in general?
  • How is your food habit?
  • Any interest in yoga or exercise or play sports regularly?
  • Planning to sleep well nights before the exams?
  • Planning to have light food and water before exams?

Benefits Of Kisan Vikas Patra

Benefits Of Kisan Vikas Patra

Kisan vikas patra, also referred as KVP is a better option to invest the hardly earned money.  kisan vikas patra calculators are available online to show the exact sum of amount on maturity.  Whole sole control and command over this scheme is not in the hands of any government undertaking or private security agency. Kisan vikas patra is the tool in the hands of general public to increase their money in easy and ensured environment as the return has been guaranteed by Government of India. This scheme is much beneficial for those persons who have retired from government jobs and need a certain amount of money at a later stage.  KVP is a safer scheme for investment and once can easily choose this option.  Forms are available in almost the post offices.  Opening amount can be deposited in post offices through cash/DD/Cheque etc.  Once can open a new KVP account from Rs. 100 only.  Earlier maximum limit of investment in this scheme is Rs. 50,000 but the same has been waved off and one can deposit as per his/her capabilities.  Benefits of this scheme are highlighted as under:

Rate of Interest:

Annual interest of 8.41% is paid on all the deposits made under KVP.  A special relaxation to the senior citizens is also paid in this scheme like Banks. Money of an investor doubles in 8 years and 7 months.  Like other saving schemes, Kisan vikas patra has also the attractive incentives for investor.

Nomination Facility:

Nomination facility is available in case any investor demands the same. Senior citizen can also invest his money even for a minor.

Re-investment facility:

Re-investment of the matured amount can also be done on the wish of investor.

Loaning facility:

One can also get the loan against the policy. This facility is available only for the Individuals. Business group, Company and HUF are not allowed to invest in this scheme.

Exemption from Wealth Tax:

Though, the income generated from this scheme is taxable, but entire amount on maturity is returned to the depositor and no wealth tax is levied on him/her.


This scheme is featured with mobility and can be easily transferred to any of the post office in India in case of transfer of a person.

Pre-mature encashment:

There is another facility to encash before maturity date.  It can be encash after depositing of money till 2.5 years but lowest rate of interest will be accrued on premature encashment.

Benefits Of Kisan Vikas Patra



At CAKART you will get everything that you need to be successful in your CA CS CMA exam – India’s best faculty video classes (online or in pen drive) most popular books of best authors (ebooks hard copies) best scanners and all exam related information and notifications.Visit and chat with our counsellors any time. We are happy to help you make successful in your exams.


Click Here to download FREE CA CS CMA Text Books.

Leave a comment

Your email address will not be published. Required fields are marked *