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What is the reason for the high home loan interest rate in Shriram Housing Finance Company?

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Hiiii friend... The housing loan rate is high in Sri Ram finance because **they borrow money from market and banks**. So their cost is high and to recover their cost they provide rate of Interest on housing loan. As the loan rate for same in Bank is low because Banks **have deposits from public** and their cost is low compared to these private financers. So this is why there is high rate of interest in Sri Ram Finance. Regards,

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