Banking Professional Banking Fundamentals International

Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course

A complete video lecture on Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course

Overview of Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course

An excellent Foundation program; the 3 courses, cover critical concepts in Finance; financial instruments, stock (equity) markets, currency and bond markets; and an overview of a Bank’s business. A must-do for all banking aspirants – graduates, or MBAs.

Table of contents

Understanding MoneyConcept of Money: An introduction to money, as a standardized unit of exchange.Concept of Interest: What 'Interest' is; Simple and Compund Interest.Compounding and CAGR: Compounding, Effective Interest (Yield); CAGR & its usage.

Inflation: Inflation, Nominal Rate and Real Rate.

Financial Statements

An overview of financial statements - Income statement,Balance Sheet and Cashflow - format and key terms.

Understanding RiskIdentifying Risk: Types of risk a Financial Institution faces.Measuring & Managing Risk: Factors considered to measure risk; risk management techniques such as diversification.

The Risk-Return Framework: How return changes, with the associated risk.

Financial FrameworkThe Financial System Framework: Instruments, markets, market players and regulators.Role of Banks: What a bank does; role of banks for corporates and individuals.The World of Banking: The different types of banks and how they are categorised in the US (such as community banks, credit unions etc.), and the UK.Regulators & Regulations: RBI, Federal Reserve and Bank of England). Key regulations-Basel Norms, Reserve requirements etc.

Key Terms: Flat & Reducing balance interest rates, Pledge, Hypothecation, Mortgage, etc.

Banking BusinessBanking Business Overview: A bank's business model ; Related concepts: Cost of Funds, Net Interest Income (NII) and SpreadThe Business Offerings of a Bank:a) Business Divisions: Retail Banking, Corporate Banking, etc.b) Mid & Back Office functions: Risk Management, Asset/Liability Management etc.c) Support Functions: Audit, Finance & Control etc.

Channels: The channels a bank uses; features of each.

Retail BankingBanking Structure: The organisational structure and business units of the Retail banking division.Liability Products: Types of liability (deposit) products in India, the US/UKIndia: Saving Accounts, Current Accounts, Public Provident Funds, Term Deposits, and NRI deposits. Key processes around CASA and Fixed deposits.US: Money Market Accounts, Checking Accounts, Certificate of Deposits and Individual Retirement Accounts, etc.UK: Fixed Rate Deposits, Individual Savings Account etc.Liability Processes: A discussion on operations around the lifecycle of a liability product (deposit).Asset Products: Categarization basis security, repayment and interest rate; typical loan products such as Home loans, Vehicle loans, credit cards, etc. The typical loan lifecycle.Other Services: Such as, Remittances, Mutual Funds & Insurance etc.

Asset Processes/ Roles: A discussion on various stages of a retail lending process.

Corporate BankingIntroduction: The Organisational Structure, including Transaction Banking and Product Management.Classification of Products: Fund and Non-Fund based products, basis Purpose, Maturity, Revolving and One-Off etc.Funded & Non Funded Facilities: Types of Funded Facilities - Line of Credit, such as Working Capital Loans, Long Term Loans, etc.; Non funded facilities such as LCs & Cash Management, etc.International Trade - Payment Methods:A discussion on International Trade Payment Methods:Cash in Advance, Open Account and Letter of Credit (LC)Credit Evaluation: Qualitative and Qunatitative Analysis required for Credit Evaluation.

Business Banking: Banking for Small and Medium Enterprise (SME) and its difference from Corporate Banking.

Specialized Divisions and Support FunctionsInvestment Banking: An introduction to Investment Banking, its purpose and its functions - Mergers & Acquisitions, Loan Syndication, Issue Management, etc.Global Markets and Treasury: An overview of the Global Markets and Treasury division.Private Banking: An introduction to Private Banking, its features and the typical Private Banking workflow.Sales and Marketing: A discussion on sales as a function for a bank, how do banks achieve their sales in retail banking; sales in corporate banking.Asset and Liability Management (ALM): An overview of ALM and its importance. How ALM is done in Financial Institutions.

Other Functions: Human resource management; Legal & compliance, Audit, etc.

Insurance - Product overview

Introduction: What is Insurance? Basic understanding on how insurance works.Players in Insurance: Various players in the Industry such as Insurance Distributors, Regulators etc.Insurance Products: Classification of insurance products (general and life insurance).Life Insurance: Concept of Life Insurance, its beneficiaries and types of life insurance.Health Insurance: Basic understanding of Health Insurance.

Insurance - Process

Processes in Insurance, Understanding the Business of Insurance.

Payment SystemsIntroduction to Payment Systems: The players in a payment system; key terms - clearing, settlement, float, correspondents, etc.Clearing and Settlement: The process of clearing and settlement with examples. RTGS & Deferred Net Settlement systems.

Categorisation of Payments:A category wise discussion on the following modes of payments-- Paper based payments- Card based payments- Electronic payments

Risk Management in Banks and NDFIsIntroduction: An introduction to the three steps of Risk Management.Typical causes of Financial Crises: The root causes of the financial crises (such as - Asset Liability Mismatch, Fraud etc.)

Risk Management Process: Mapping types of risk to the functions of a bank; Var methodologies; the Basel Norms for Capital Adequacy.

Banking Laws & Regulatory ComplianceKey Banking Laws (India): A brief description on the key banking laws in India (such as - Negotiable Instruments Act, UCPDC, SARFAESI Act, KYC and Anti Money Laundering).Key Banking Laws (USA): A brief description on -Key lending laws (such as - ECOA/ Reg B, TILA/ Reg Z, RESPA and Fair Debt Collections Practices Act.)Key Deposit Laws (such as - EFT Act/ Reg. E, Expedited Funds Availability Act/Reg. CC, Gramm Leach-Bliley Act (GLB)/ Privacy Policy/Reg. P, and TISA (Truth in Savings Act)/Reg. DD).UCPDC: The UCPDC and key features.Regulatory Compliances (India):A discussion on the Reserve Requirements, Capital Adequacy Norms, and Know Your Customer (KYC) and Anti Money Laundering (AML).

Regulatory Compliances (US): A discussion on the CIP Requirements, OFAC Compliance and The Bank Secrecy Act.

Technology in BankingA Core Banking System (CBS): Technology in banks; understanding a CBS and its applications (such as - Centralized data repository, MIS, Risk management system etc.)Different modules of a CBS: An overview of the modules in a CBS (such as - Corporate Banking Module, Investment Banking Module, Domestic and International Payments Module etc.)

Other technology applications: Cheque Truncation - how it works, and technological challenges.

About faculty of Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course

Anjali Mullatti
Anjali has worked in Blow Plast, Bank of America (retail assets), and Cognizant Technology Solutions – pre-sales and heading domain competency- Financial Services Group.

Reviews of Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course

Rating - 4.2
5 stars 0
4 stars 0
3 stars 0
2 stars 0
1 stars 0

Have you used
Industry Endorsed Certificate in Finance & Banking Fundamentals-International Online Course ?

Rate Now:
Refer Your Friends
How to refer?

1 Click link below to share on facebook


2 Enter your friends email address and invite them to join cakart (comma seperated)

Buy India's Best CA, CS, CMA Faculty Video Classes only at CAKART
Watch best faculty demo video classes

These top faculty video lectures will
help u prepare like nothing else can.